新NISAで月2万円10年年利5%で積み立てると...

初期投資額0
毎月の積立額20,000
運用期間10
想定利回り5%
貯まる金額
3,118,586

月2万円 × 10年 × 年利5% = 約312万円

うち運用益 約72万円 / 元本 約240万円

投資額累計
運用益累計
1年2年3年4年5年6年7年8年9年10年50万円100万円150万円200万円250万円300万円
10年間

銀行預金との比較

銀行に預けた場合(年0.1%)241万円
投資で運用した場合(年5%)312万円
差額+71万円(+29.3%)

NISAで節税できる金額

145,981
節税に喜ぶねこ

年次明細

期間投資額累計運用総額運用益運用益累計
120,00020,0838383
240,00040,250167250
360,00060,501251501
480,00080,837335837
5100,000101,2574201,257
6120,000121,7625051,762
7140,000142,3535912,353
8160,000163,0296763,029
9180,000183,7927633,792
10200,000204,6418494,641
11220,000225,5779365,577
12240,000246,6001,0236,600
13260,000267,7111,1117,711
14280,000288,9101,1998,910
15300,000310,1971,28710,197
16320,000331,5731,37611,573
17340,000353,0381,46513,038
18360,000374,5921,55414,592
19380,000396,2361,64416,236
20400,000417,9711,73417,971
21420,000439,7951,82519,795
22440,000461,7111,91621,711
23460,000483,7182,00723,718
24480,000505,8172,09925,817
25500,000528,0082,19128,008
26520,000550,2922,28330,292
27540,000572,6682,37632,668
28560,000595,1372,46935,137
29580,000617,7002,56337,700
30600,000640,3572,65740,357
31620,000663,1092,75143,109
32640,000685,9552,84645,955
33660,000708,8972,94148,897
34680,000731,9343,03751,934
35700,000755,0673,13355,067
36720,000778,2963,22958,296
37740,000801,6223,32661,622
38760,000825,0463,42365,046
39780,000848,5673,52168,567
40800,000872,1863,61972,186
41820,000895,9033,71775,903
42840,000919,7203,81679,720
43860,000943,6353,91583,635
44880,000967,6504,01587,650
45900,000991,7654,11591,765
46920,0001,015,9814,21695,981
47940,0001,040,2984,317100,298
48960,0001,064,7164,418104,716
49980,0001,089,2354,520109,235
501,000,0001,113,8574,622113,857
511,020,0001,138,5814,724118,581
521,040,0001,163,4094,827123,409
531,060,0001,188,3404,931128,340
541,080,0001,213,3755,035133,375
551,100,0001,238,5145,139138,514
561,120,0001,263,7575,244143,757
571,140,0001,289,1065,349149,106
581,160,0001,314,5615,455154,561
591,180,0001,340,1225,561160,122
601,200,0001,365,7895,667165,789
611,220,0001,391,5635,774171,563
621,240,0001,417,4445,882177,444
631,260,0001,443,4345,989183,434
641,280,0001,469,5316,098189,531
651,300,0001,495,7386,206195,738
661,320,0001,522,0536,316202,053
671,340,0001,548,4796,425208,479
681,360,0001,575,0146,535215,014
691,380,0001,601,6606,646221,660
701,400,0001,628,4176,757228,417
711,420,0001,655,2856,868235,285
721,440,0001,682,2666,980242,266
731,460,0001,709,3587,093249,358
741,480,0001,736,5647,206256,564
751,500,0001,763,8837,319263,883
761,520,0001,791,3167,433271,316
771,540,0001,818,8637,547278,863
781,560,0001,846,5257,662286,525
791,580,0001,874,3027,777294,302
801,600,0001,902,1957,893302,195
811,620,0001,930,2048,009310,204
821,640,0001,958,3308,126318,330
831,660,0001,986,5738,243326,573
841,680,0002,014,9348,361334,934
851,700,0002,043,4138,479343,413
861,720,0002,072,0108,598352,010
871,740,0002,100,7278,717360,727
881,760,0002,129,5638,836369,563
891,780,0002,158,5208,957378,520
901,800,0002,187,5979,077387,597
911,820,0002,216,7959,198396,795
921,840,0002,246,1159,320406,115
931,860,0002,275,5579,442415,557
941,880,0002,305,1229,565425,122
951,900,0002,334,8109,688434,810
961,920,0002,364,6229,812444,622
971,940,0002,394,5589,936454,558
981,960,0002,424,61910,061464,619
991,980,0002,454,80410,186474,804
1002,000,0002,485,11610,312485,116
1012,020,0002,515,55410,438495,554
1022,040,0002,546,11910,565506,119
1032,060,0002,576,81110,692516,811
1042,080,0002,607,63110,820527,631
1052,100,0002,638,58010,948538,580
1062,120,0002,669,65711,077549,657
1072,140,0002,700,86411,207560,864
1082,160,0002,732,20111,337572,201
1092,180,0002,763,66811,468583,668
1102,200,0002,795,26711,599595,267
1112,220,0002,826,99711,730606,997
1122,240,0002,858,86011,862618,860
1132,260,0002,890,85511,995630,855
1142,280,0002,922,98412,129642,984
1152,300,0002,955,24612,262655,246
1162,320,0002,987,64312,397667,643
1172,340,0003,020,17512,532680,175
1182,360,0003,052,84212,667692,842
1192,380,0003,085,64612,804705,646
1202,400,0003,118,58612,940718,586

※ このシミュレーションは年利5%の一定利回りを前提とした概算です。実際の運用成果を保証するものではありません。税金・手数料は考慮していません。NISAの非課税メリットは運用益に対する約20%の税金が免除される点にあります。

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